Mortgage broker in Edgware
Looking for a mortgage broker in Edgware? This is our home patch. Kudos Mortgages is based in HA8, and we help people across Edgware, Burnt Oak and Canons Park buy, move and remortgage with clear, whole-of-market advice.
Free, 30 to 60 minutes, by video or phone.
Nothing to prepare, just bring your questions.
Edgware at a glance
- Neighbourhoods we cover
- Burnt Oak, Canons Park, Edgwarebury and Stonegrove
Because we're based here, Edgware isn't just another postcode on a list. We know the flats around the station, the interwar semis on the side roads and the bigger family homes up towards Edgwarebury, and we know which lenders are comfortable with each.
Your local Edgware mortgage adviser
Kudos Mortgages was founded by Sol, who has been advising since 2017 and runs the business from Whitchurch Gardens in Edgware. Over 500 clients have used us so far, and we hold a 5-star rating from 80+ reviews on Google.
You speak to the same adviser from your first question to the day the mortgage completes. We work by phone, video call and email, so you can fit the conversation around work, the school run or a lunch break.
Edgware's neighbourhoods
Edgware covers a few quite different pockets, and the right lender can depend on which one you're buying in:
- The town centre, around the station and the Broadwalk shopping centre, has the widest choice of flats and is where many first-time buyers start.
- Burnt Oak has a large stock of interwar houses and terraces, including many former council homes, and tends to sit at the more affordable end of the local market.
- Canons Park and Edgwarebury are quieter and greener, with interwar semis and larger detached family homes.
- Stonegrove has a mix of houses and flats.
One town, two councils
Edgware straddles the London Boroughs of Barnet and Harrow, so which side of the line you buy on decides which council sets your council tax. There's more on what that means for your purchase in the questions below.
Getting around from Edgware
Edgware station is the end of the Edgware branch of the Northern line, with Burnt Oak one stop closer to town. Canons Park, on the western side, is on the Jubilee line, so many buyers here have a choice of two Underground lines. Edgware is also a busy bus hub. If your commute matters, it's worth deciding early which line you want to be near, as it can narrow your search quickly.
How we help Edgware buyers and homeowners
Buying your first home. We'll explain deposits, what you can realistically borrow and any schemes that might help, then find a lender that suits you. Our first-time buyer mortgages page has more detail.
Moving up the ladder. Going from a flat in the town centre to a house in Canons Park is a big jump. We'll work out your borrowing before you start viewing, so you know your real budget. See residential mortgages.
Remortgaging. Plenty of our Edgware clients have owned their homes for years. Whether your balance is large or small, we'll compare your current lender's offer with the wider market. See remortgages.
Letting a property. If you're buying to rent out, or refinancing a rental you already own, see buy-to-let mortgages.
Working for yourself. Sole traders, contractors and company directors are assessed differently, and the lender matters. See self-employed mortgages.
Protecting your family. Life cover and income protection can keep the mortgage paid if the worst happens. See protection insurance.
Why a broker down the road helps
A bank can only show you its own range. We compare lenders across the market and put your application with the one most likely to approve it on good terms. Because we're local, we can often tell you early on whether a particular flat or house is likely to raise questions with lenders, before you've paid for a survey.
Kudos Mortgages is FCA regulated as an Appointed Representative of Cornerstone Finance Group, so you're in safe hands.
Areas we cover around Edgware
As well as Edgware itself, we regularly help clients in Burnt Oak, Colindale, Queensbury and Canons Park. Nearby, see our pages for a mortgage broker in Stanmore, Mill Hill and Hendon. A short drive north-east, we're also a local mortgage broker in Barnet.
Ready to talk? Book a free call. It's 30 to 60 minutes, by video or phone, and there's no obligation.
★★★★★
Solomon was amazing to deal with when arranging my mortgage. He was always quick to answer any questions and kept me updated throughout the whole process. Even just a few days before exchange, he managed to find me an even better and cheaper rate. Really happy with the service and would definitely recommend Solomon!
Common questions
No. We work entirely by video call, phone and email, which most clients find far easier to fit around work and family. You still get an adviser who knows the area and personal advice from start to finish, just without the travelling.
Not for the mortgage itself. Lenders look at the property and your finances, not the council. It does affect your council tax, which each council sets separately, and your solicitor will carry out local searches with whichever council covers the home. If you're comparing homes either side of the boundary, compare the council tax as well as the price.
Yes. Most lenders treat a former council house much like any other house. Flats can be different: some lenders limit lending on ex-council flats, particularly in taller blocks or where many flats are still council-owned, while others are happy to lend. We'll check the building against lender criteria before you make an offer.
Start with the lease. Lenders want a good number of years left after your mortgage would end, so a short lease can rule some of them out. Ask for the service charge and ground rent too, as lenders count them in your monthly outgoings. Then get a Mortgage in Principle, so agents take your offer seriously.
Often, yes. With a small balance and plenty of equity you'll usually qualify for the lowest loan-to-value rates, but look closely at the fees, as a large arrangement fee can wipe out the saving on a small loan. Some lenders also have a minimum loan size. We'll compare your current lender's options with the wider market and tell you plainly if staying put makes more sense.
Let's get your mortgage
sorted.
A free call, 30 to 60 minutes, by video or phone. No obligation, no jargon. Just honest advice. Nothing to prepare, just bring your questions.
Book a free callYour home may be repossessed if you do not keep up repayments on a mortgage secured against it.